Getting involved in an accident while driving a company vehicle can be physically and financially devastating. You may face a complicated situation that may later lead to severe consequences. It is important to know the crucial steps to take following the accident and your rights. Awareness of both can help you increase your chances of getting a favorable result when you file a claim.
Immediate actions you can take
Your safety should be your top priority following an accident in a company vehicle. First, you must ensure that you are out of harm’s way. It may be best to check yourself for any injuries. You may need to call emergency services to get the assistance you need. It may also be beneficial to:
- Document the scene with photos and videos
- Report the incident to your employer immediately
- Obtain the contact information of everyone involved in the accident
- Seek medical attention, even if you feel fine
Your actions immediately following the accident can significantly impact your potential compensation. Getting the necessary treatment for your injuries may also be crucial.
Understanding your potential compensation
Suffering serious injuries following a company vehicle accident may entitle you to compensation. The amount that you receive may depend on several factors, including:
- If you lose your job due to inability to work
- If you require extensive medical treatment
- If you sustain life-threatening injuries or permanent disabilities
Ideally, your compensation should cover your immediate medical expenses. It should also account for future treatments, lost wages and potential long-term effects on your career.
Dealing with legal and insurance issues
Company vehicle accidents may involve dealing with multiple insurance policies. It might also come with legal issues. You may deal with the following when you file a claim:
- Your employer’s insurance
- The other driver’s insurance (if applicable)
- Workers’ compensation insurance
The process can be overwhelming, but seeking legal advice may help you understand your rights after your involvement in a motor vehicle accident. An experienced attorney can discuss your options and strategize a plan to aid you in receiving fair compensation.