A sudden death is devastating, but when a hit-and-run driver causes it, the emotional toll is compounded by the lack of answers and the uncertainty of financial security. In the aftermath of such a tragedy, surviving family members are left with a multitude of questions. How will the investigation proceed? Will they receive compensation for their loss? Here, we’ll explore the steps involved after a hit-and-run death, with a focus on the legal and financial implications for those left behind.
Police investigation is paramount
The first and most crucial step is a thorough police investigation. Since the hit-and-run driver fled the scene, every detail – witness accounts, tire tracks, debris – becomes a vital clue. Working with a local attorney experienced in hit-and-run cases can be instrumental in ensuring the investigation is comprehensive, and all avenues are pursued.
Finding the culprit and compensation
The primary goal of the investigation is to identify and apprehend the driver. If the culprit is found guilty, compensation can potentially be recovered through their insurance or personal assets. This compensation can cover funeral expenses, lost income and pain and suffering.
What if the driver isn’t found?
Unfortunately, apprehending the driver in a hit-and-run case isn’t always possible. However, this doesn’t mean the surviving family is left without recourse. Here’s where a strong insurance safety net comes into play:
- Life insurance: If the deceased had a life insurance policy, the beneficiary will receive a predetermined amount upon their death, regardless of the cause.
- Uninsured/underinsured motorist (UM/UIM) coverage: These policies provide financial protection when the at-fault driver has no insurance or not enough insurance to cover the damages. It’s crucial to note that UM/UIM coverage limits vary, so understanding your policy details is essential.
Navigating the legal complexities and emotional trauma following a hit-and-run fatality or serious injury can be overwhelming. Partnering with a skilled personal injury attorney can be invaluable. An attorney can:
- Work with law enforcement to ensure a comprehensive investigation.
- Gather evidence and build a strong case to recover compensation.
- Negotiate with insurance companies on your behalf to secure fair settlements.
- Represent you in court if necessary.
A hit-and-run death is a crime, and you deserve justice. By working with a qualified attorney, you can focus on healing and ensure you receive the financial support you need during this difficult time.